Insights
Real-time dashboards
Watch your net worth, cash flow, and spending update the instant money moves. No manual entry, ever.
Personal finance, reimagined
Master your money without the spreadsheets
Flux connects every account, auto-categorizes each transaction, and shows you exactly where your money goes, so you can spend smarter and save more, on autopilot.
No card required · Free forever plan · 4.9★ on both stores
Credit score
782
ExcellentCash flow
Income$6,200
Expenses$3,840
$54 cashback
This month
Spending
Housing82%
Food & drink54%
Transport33%
Flux Black
•••• 4921
R. CAHYA08/29
$320 saved
Auto round-ups
Total balance
$24,905.60
+8.2% this month
68%
Vacation fund
$3,400 of $5,000
$120 under budget
Nice, you're on track this week.
Recent activity
Salary
Income
+ $4,200
Whole Foods
Groceries
- $86.40
Rent
Due in 3 days
$1,450
4.9 ★
App Store
Net worth
$142,800
+3.4% this quarter
Portfolio
+1.9%$18,240
Index 50062%
Bonds24%
Goals
New laptop45%
Emergency80%
Scroll
By the numbers
Millions trust Flux with their money
Live metrics from people who left spreadsheets behind for good.
2.4Mnull
Downloads worldwide
4.9null
Average store rating
$1.8Bnull
Tracked every month
180+null
Countries supported
The problem
Money stress is a design problem
Most of us aren't bad with money, we just don't have the tools to see it clearly. Flux replaces the guesswork with a system that works for you.
You never know where your money actually went.
Every transaction is auto-categorized the second it lands.
Budgets fall apart after week one.
Adaptive budgets adjust to your real spending, not a fantasy.
Savings goals feel impossible.
Flux automates transfers and shows your progress in real time.
Your accounts live in five different apps.
Connect them all and see your whole financial life in one screen.
Features
Everything you need to own your finances
One app. Every account. A complete, real-time picture of your money, with the intelligence to help you act on it.
Automation
Smart auto-budgets
Flux learns your habits and builds budgets that flex with real life, then nudges you before you overspend.
Goals
Goals that fund themselves
Set a target and let automated round-ups and transfers do the saving quietly in the background.
Security
Bank-grade security
256-bit encryption, biometric lock, and read-only connections. Your data is yours, never sold.
Control
Bills & subscriptions radar
Get warned before a bill hits and catch the subscriptions quietly draining your account.
Growth
Personalized insights
Weekly, plain-English insights spotlight what changed and exactly where you can save more.
The promise
No more spreadsheets.
No more guesswork.
No more late-night dread.
Just money that finally makes *sense*.
Just savings that grow on their own.
Flux turns the messy, stressful parts of managing money into something calm, clear, and genuinely yours.
How it works
Set up in *three minutes*
1
Connect your accounts
Securely link your banks, cards, and wallets in a few taps. Flux pulls everything in automatically.
2
See the full picture
Transactions are instantly organized into a clean, real-time view of your entire financial life.
3
Grow on autopilot
Follow tailored insights, automate your savings, and watch your goals get closer every week.
Built for clarity
Everything works together, effortlessly
One calm screen
Your whole financial life, in a single glance.
Net worth
$142,800
256-bit
Bank-grade security
Encryption, biometric lock, and read-only connections. Your data is yours, never sold.
Automated savings
Round-ups and transfers that run themselves.
Real-time insights
Plain-English nudges the moment things change.
12,000+
Connects to every bank
Link banks, cards, and wallets across 180+ countries in a few taps.
Bills & subscription radar
Get warned before a bill hits and catch the subscriptions quietly draining your account.
See the difference
From chaos to *clarity*, instantly
Description
In
Out
Balance
03/01
Salary
4,200.00
12,340.10
03/02
Rent
1,450.00
10,890.10
03/03
Groceries
86.40
10,803.70
03/04
??? unknown
42.00
10,761.70
03/05
Netflix
15.99
#REF!
03/06
Transfer
300.00
11,045.71
03/07
Coffee x4
18.20
11,027.51
03/08
=SUM(D2:D7)
1,612.59
err
Sheet1Sheet23 formula errors
Total balance
$24,905.60
+8.2% this monthHousing82%
Food & drink54%
Transport33%
Recent activity
Salary
Income
+ $4,200
Whole Foods
Groceries
- $86.40
Vacation fund
$3,400 of $5,000
Loved worldwide
Loved by people who hated budgeting
“For the first time in my life I actually know where my money goes. Flux made budgeting feel effortless.”
Maya ChenProduct designer“I paid off $9k in debt in eight months. The automated goals just... worked. I barely noticed.”
Daniel OseiFreelancer“Every account in one clean screen. It replaced four apps and a very sad spreadsheet.”
Sofia MarínStartup founder“The subscription radar alone saved me $340 a year. This app pays for itself instantly.”
Liam NovakSoftware engineer“I finally have an emergency fund. The auto round-ups quietly built it without me lifting a finger.”
Priya SharmaNurse“My partner and I stopped arguing about money. We just open Flux and everything is right there.”
Marcus WebbTeacher“For the first time in my life I actually know where my money goes. Flux made budgeting feel effortless.”
Maya ChenProduct designer“I paid off $9k in debt in eight months. The automated goals just... worked. I barely noticed.”
Daniel OseiFreelancer“Every account in one clean screen. It replaced four apps and a very sad spreadsheet.”
Sofia MarínStartup founder“The subscription radar alone saved me $340 a year. This app pays for itself instantly.”
Liam NovakSoftware engineer“I finally have an emergency fund. The auto round-ups quietly built it without me lifting a finger.”
Priya SharmaNurse“My partner and I stopped arguing about money. We just open Flux and everything is right there.”
Marcus WebbTeacher“Setup took three minutes and it pulled in a decade of accounts flawlessly. Genuinely impressed.”
Tom BennettSmall-business owner“The weekly insights actually make sense. It feels like having a financial coach in my pocket.”
Amara OkaforMarketing lead“I switched from a spreadsheet I'd used for years. I'm never going back. This is so much calmer.”
Yuki TanakaIllustrator“Saving used to feel impossible. Now I watch my goals get closer every single week. It's addictive.”
Elena RossiConsultant“Bank-grade security was my dealbreaker and Flux nailed it. Biometric lock, read-only, no data selling.”
Ravi PatelSecurity analyst“The dashboards are gorgeous and fast. I check my net worth every morning with my coffee now.”
Grace KimUX researcher“Setup took three minutes and it pulled in a decade of accounts flawlessly. Genuinely impressed.”
Tom BennettSmall-business owner“The weekly insights actually make sense. It feels like having a financial coach in my pocket.”
Amara OkaforMarketing lead“I switched from a spreadsheet I'd used for years. I'm never going back. This is so much calmer.”
Yuki TanakaIllustrator“Saving used to feel impossible. Now I watch my goals get closer every single week. It's addictive.”
Elena RossiConsultant“Bank-grade security was my dealbreaker and Flux nailed it. Biometric lock, read-only, no data selling.”
Ravi PatelSecurity analyst“The dashboards are gorgeous and fast. I check my net worth every morning with my coffee now.”
Grace KimUX researcherPricing
Start free. Upgrade when you're ready.
No ads. No selling your data. Cancel anytime.
Save 2 months with yearly billing
Free
$0forever
Everything you need to start understanding your money.
- Up to 3 connected accounts
- Real-time dashboard
- Automatic categorization
- 1 savings goal
Most popular
Plus
$6/month
For people serious about getting ahead.
- Unlimited accounts
- Adaptive smart budgets
- Unlimited goals & round-ups
- Bills & subscription radar
- Weekly personalized insights
- Priority support
Family
$10/month
Shared clarity for the whole household.
- Everything in Plus
- Up to 5 members
- Shared goals & budgets
- Household net worth view
Your best financial year starts today
Join millions who traded money stress for money clarity. Download Flux free and see the difference in a single week.